Cookie consent

We use cookies to improve your browsing experience, analyse site traffic, and support our services. Some cookies are essential, while others are used with your consent.
By clicking “Accept All Cookies”, you agree to our use of non-essential cookies. You can manage your preferences or withdraw consent at any time in our Cookie settings

Cookie policy

Introduction

This Cookie Policy explains how Microcredit Holdings Limited uses cookies and similar technologies when you visit our website or use our services. Our use of cookies is governed by the Ghana data privacy and protection laws.

What Are Cookies?

Cookies are small text files placed on your device (computer, tablet, or mobile) when you visit a website. They help us remember your preferences, improve your browsing experience, and support secure and reliable services.

Types of Cookies We Use

Essential Cookies
- Required for our website to function properly.
- These enable core features like security, log-in, and navigation.
- They do not require your consent.
Analytics and Performance Cookies
- Help us understand how visitors use our website (e.g., which pages are most popular).
- Data is aggregated and used to improve the quality and performance of our services.
- Used only with your consent.
Advertising and Targeting Cookies
- Allow us (or trusted partners) to show you relevant advertisements and measure campaign effectiveness.
- Used only with your consent.

Your Consent and Control

When you first visit our website, you will see a cookie banner giving you the choice to:

Accept all cookies;
Reject non-essential cookies; or
Manage your preferences in “Cookie Settings.”

You may also withdraw your consent or update your preferences at any time through our Cookie Settings.

How Long We Keep Cookies

Cookies are stored for varying periods depending on their type:

Session cookies expire when you close your browser.
Persistent cookies remain for a set period unless deleted by you.

Data Protection and Your Rights

Where cookies collect personal data (such as IP addresses), we process this information in accordance with Ghana’s privacy and protection laws. This means your data will be:

Collected fairly and lawfully;
Used only for stated purposes;
Kept secure; and
Not retained longer than necessary.

You have the right to request access to your personal data, ask for corrections, or withdraw consent at any time.

Contact Us

If you have any questions about this Cookie Policy or how your data is processed, please contact us at:

MHT

Data Protection Supervisor
info@mhtmicrocredit.com

Last updated: 05/09/2025